What is My (actual!) Borrowing Power?
A key process for home seekers is understanding how much they can borrow. This helps buyers understand what type of properties they should be looking at. What determines borrowing capacity? The banks look at your net income when decidi
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New Rules to Cause Havoc on Property Prices
It’s official.  APRA, the banking regulator, has created chaos.  We will see this unfold over the coming weeks. The problem For a while APRA has been concerned that property prices have been growing too quickly, especially in Sydne
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WTF is an Offset Account?
An offset account is a ‘regular bank’ account that is linked to your home loan and can help reduce the interest charged on your mortgage, allowing you to pay it off sooner. An offset account means more of your monthly payment is go
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