Four Places Your Loyalty Is Exploited
Growing up one of my guiding principles has always been loyalty. I have also always valued loyalty and thought it is a quality that should be rewarded… Wrong. So Very Very Wrong. I personally found out the expense of loyalty with my
My Interest Rate is WHAT!?
There was a time not so long ago that interest rates movements were a simple thing. Once a month every Tuesday the Reserve Bank of Australia (RBA) would meet and decide if the overnight cash rate was going up, down or staying the same.
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What is My (actual!) Borrowing Power?
A key process for home seekers is understanding how much they can borrow. This helps buyers understand what type of properties they should be looking at. What determines borrowing capacity? The banks look at your net income when decidi
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The Folly of The Comparison Rate
The Comparison Rate that every lender is forced to publish by the regulators is a farce and in fact can lead to poor decision making for loan seekers. Let us explain What is a comparison rate? Let’s start at the beginning – compari
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Mortgage Protection Insurance – a Big Fat Scam
Mortgage protection insurance is a scam. There – we said it. What is it? Ok – let’s back track a little bit.  Mortgage protection insurance is a form of insurance that mortgage providers offer to help reduce financial hardship a
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